Does a VSP Typically Cover Lasik?

Numerous insurance companies can offer a vision savings plan (VSP), each with its own version of the popular policy. If you’re wondering if LASIK in Champaign, IL, is covered, we’ll look at how it impacts your out-of-pocket costs.

Elective Vs. Medically Necessary

VSPs cover medically necessary surgery instead of elective (optional) surgery. However, just because LASIK is considered optional doesn’t mean you’ll have to pay the full costs. Depending on your plan, you may have partial coverage.

To get the best possible deal, you can combine any available insurance benefits you have with payment options. The best course of action is usually to get no- or low-interest financing to pay off the costs without spending a lump sum. Remember the larger savings of foregoing glasses or contacts after the surgery.

How Much Is LASIK?

The cost of LASIK depends on everything from your refractive errors to the technology used to the surgeon you choose. For instance, if you get custom LASIK, which treats both higher- and lower-order aberrations, you’ll pay more than traditional LASIK. In other words, the more severe your vision disorder, the more likely you’ll need custom LASIK. However, LASIK costs are capped per eye, so you can rest assured that you won’t pay over the maximum limit.

LASIK in Champaign, IL

When most people see an eye doctor in Champaign, IL, to treat everything from astigmatisms to near-sightedness, it can get messy to have to then deal with a LASIK surgeon. At Champaign Eye Professionals, our staff offers a co-management solution that ensures smoother communication and fewer hassles for our patients. If you want to learn more about the program, reach out today to see how we can facilitate the process.